Since it is difficult for most people to arrange for direct store credit when they have bad credit history, they often turn to finance companies and online lenders that offer credit options like pounds till next payday, faxless loans, no fax loan, no faxing advance and sameday advance in order to be able to purchase what they need. When you have an emergency, a buy now pay later catalogue works the best since they offer easy and quick credit within a day. Some of these catalogues now offer no credit check catalogues which means that even those with low credit scores would be able to be eligible for this finance option.
If you want guaranteed credit, you would need to have the required documents like 3 month pay slips to prove that you have a regular income, a valid bank account, identification and you must have no debit card problems. Since there is no credit check conducted, you would not have to worry about your low scores. If the documents are right, you would get an automatic, express and immediate ok from the lender and you can then purchase the item that you require. Store catalogues offer buy now pay later and other credit programs by collaborating with a finance company.
Some of the best names and stores that offer buy now pay later catalogues today are Littlewoods, Dixon, Currys, Ace Catalogue and others.
However, not all of them would provide credit without first conducting a credit check. You will have to first read through their terms and conditions and their eligibility requirements in order to know if you would be eligible for them. Check their websites and you would find at least a few stores that offer no credit check catalogues.
Apply with a few of them to see which one you would be eligible for. Once you are approved, you will have to be careful and ensure that you are regular with the payments so that there is no further damage to your credit history.